When you go out in the market to get your own place, you are faced with the reality of all the hassles and strains you must go through to buy real estate. At times like these you find yourself asking this: Is renting a better option compared to buying a property? Well, this is a very open-ended question, since it depends on the individual and his needs and requirements. However, studies have shown that in many a case, individuals have preferred renting instead of buying.

This is because renting a house has many advantages over buying your own house. Buying a home requires for one to have a hefty down payment, which can prove to be quite burdensome to some. Though getting a home loan has become easier these days, it is still a very big commitment to bind yourselves to paying the recurring mortgage along with running your daily life. In short, home loan is a long-time commitment. Next comes the maintenance costs when you have your own property. This cost varies from house to house, depending on the size, age of the property and location. But maintaining your own property is heavier on your pocket as compared to maintaining your rented property, since most of the heavy maintenance work falls onto the shoulders of the property owner. Next, comes the factor of how long you are planning on staying in the city. If you’re into a service that requires you to transfer between different cities, you might not want to invest into buying a personal property and would rather choose renting out a place.

This is very much applicable in a city like Bangalore, India which is an IT Hub, and sees many a people transferring in and out of the city at a good rate. People are usually seen checking out websites to find a house for rent in Bangalore, India more often than people looking for buying real estate. This is because a good percentage of people working in this city are the IT professionals, who always prefer renting out a place to live in order to save on their expenses, while enjoying the same luxuries and amenities they would have had at their own place.

When you are living in a rented place, you always have the freedom to shift out to another place, something you cannot think about when it is your own property. This is one popular reason why there are so many options for renting places in the major cities across the country, including Bangalore, India. You can get numerous options to choose from at every location you want to in the city, because there has been a hike in the number of rental houses being set up to match with the rising demands for the same.

If you’re a working individual, another upside to renting for you is that you can claim House Rent Allowance, also called HRA. This was you get to save a lot on the income tax you would have had to pay otherwise. You can claim HRA for 40% to 50% of your basic salary, depending on the tier of city you are working in.

Another benefit of renting a place, which is also a popular opinion amongst the young professionals is that you can live with your friends. This is a very important factor to consider especially when you in a big city like Bangalore, away from your hometown. One can easily get a house for rent in Bangalore, India along with his friends or family.

Renting a house also comes with the freedom of downsizing to an affordable space when you are running on a low budget. This is very difficult to pull off when you own the property, because then you must take many factors into considerations while selling your property like profit earned, appreciation or depreciation value, etc.

Bangalore, India is one of the biggest and developed cities of the country, and the prices of its real estate are shooting to the skies. If you’re looking to live in a good location in this city, without making a dent in your savings, it would be advisable to go forward with renting a place.

Tired of living in a rented space? Tired of shifting places due to increasing rents? You can go for buying a resale property. This is a good option that can be considered when one wants to buy his own real estate but does not have the budget of buying a new property. Taking possession of a resale flat comes with all the benefits of owing your personal property, with a comparatively lower budget.

Just like all the other cities, one can get numerous options for resale flats in Bangalore, India which are ready for possession. Buying a resale property has many advantages. One saves a lot on the interior décor with this option and can invest that amount he would have spent otherwise on better things.

Nowadays, there are innumerous options one can select from while looking for resale flats in Bangalore, India. This option also saves you from paying rent or EMI of your place.

Whether you are taking a house for rent or getting a resale flat, you must be very thorough through out the entire process, because it all comes down to saving and keeping your money safe. First, you must the documentation finely, to not fall prey for a loophole later. Nowadays, there are many property frauds surfacing in the daily news, and you do not want to be a victim of these.

Before investing your money into the flat, you should get a thorough physical check of the property, done by concerned professionals. This is always advised so that one gets a proper deal out of his hard-earned money. Along with the property, do a comprehensive background check of the property owner and builder. Keeping all these factors into mind, go for the type of property you want to invest in.

A living room has many functions to fulfill in your home. It’s the place where we engage our guests. It’s where we play games and socialize. It’s the room where we unwind and spend quality time with our beloved ones. Some living rooms are used for eating, homework or watching television.

However, like many homeowners commit mistakes while selling a house, they make mistakes when it comes to revamping a living room. Some opt for unnecessary massive changes. Some are not aware of the expenses. Some choose the wrong contractors.

That being said, if you manage the renovation smoothly, it can be a great investment you make in your home. So before opting for a remodeling, go through this list of top living room renovation mistakes you should avoid.

When you opt for professional help, one of the first things you need to do is get estimates from a handful of remodeling contractors. Once you get the quote, it can be tempting to choose the lowest one to save some money. But that low cost is less likely to give you quality work. A contractor may be cutting corners or utilizing low-quality materials.

Always look for the common numbers on all estimates. If there’s a number that keeps occurring, this likely the real cost. If you feel caught between the two same options, choose the one whom you feel most comfortable with.

Many of us might think to do it on their own to save money, thanks to the renovation shows on TV and DIY blogs on the Internet. But renovation is a complicated task, requiring skills and experience. You might end up with a stained floor if you paint the walls inappropriately. You might damage the walls in order to install some shelves over there. The guesswork can put you in trouble and mess. Therefore, it is better if you leave remodeling jobs to professionals.

What to do with this old furniture? This thing bothers us when it comes to deciding upon the living room furniture. It’s okay if you can afford new furniture. Otherwise, you can revamp your living room furniture rather than tossing them into the trash. You can give them a whole new look with some nice upholstery. Moreover, paint can give them a fresh lease of life.

Let’s admit it. Sometimes we take a backseat and let others decide for our home renovation. A designer might not agree with your way of remodeling. Then there is a store employee who comes up with their own idea. Or your friend criticizes your choice of colors. Although some of these ideas might be right, don’t let them steer you towards something that’s not what your heart is set on.

You can source design ideas from the issues of Interior Design, Dwell and Architectural Digest. However, a magazine-idea can’t replace professional help. Interior design for your living room goes beyond what rug would look great with what sofa. It’s all about building a functional and attractive space that can fit your lifestyle.

What is the optimal design solution if your living room is always packed with people? Is it possible to achieve a chick living room with limited resources? How to create a spacious room with low ceilings?

A professional designer also helps you fixing or downplaying the unattractive elements of your room and accentuating its attractive features.

A renovation might be looking simple and under your budget on the paper. However, you should be ready for unexpected costs. Maybe the contractor digs through the walls just to find damaged electrical wires. Or there might be termite damage behind the TV cabinet. What about those structural water damages that are hidden until you tear into your walls and floor?

The older the property, the complicated the job and the more walls or ceiling you’ll be digging through, the greater the risk of ending up with hidden problems that can ambush your renovation budget.

Therefore, set aside at 10-15% more than the estimate you have got from your contractor. If you can’t afford to put some money into a reserve, see if you can get the work done with less expensive materials.

Make sure to have a thorough, written plan from your contractor before you start work. The plan should include everything, from project summary, architect’s plan, designer’s plan, deadline and details like tile and paint. This plan will keep you on the top as well as help you avoid unexpected service charges later.

So these are some living room remodeling mistakes you should avoid. What do you think? Drop your opinion to the comment box given below.

Author Bio: Jennifer is an editor and author at nyrentownsell – A leading real estate company in New York.

FEMA or The Foreign Exchange Management Act states that an Indian citizen staying outside the country can invest in the real estate of India, provided that the property in question is not a farmhouse, plantation property or agricultural land. Moreover, the tax liability for NRIs is diverse if the said property is bought for rental, self use, or for the only purpose of investment.

Here are some points that differentiate property buying of NRI from resident property buying in India:

The RBI has offered a general consent to housing finance companies and banks listed with the National Housing Bank to offer loans to NRIs for purchasing residential assets in India. Authorized in Indian currency, the loan has to be paid back by the same currency. But, the loan amount, as per the regulations, cannot be credited to the bank account of an NRI directly and has to be paid to either the developer’s or the seller’s account. The loan can be paid back using funds in FCNR deposits or an NRI’s NRO/NRE account.

There are several best property sites in India that offer properties on sale for resident Indians as well as NRIs.

With such a vast range of benefits for purchasing a property in India, and more specifically in Mumbai, NRIs are certainly spoilt for choices!

Moving to a different place and having to say goodbye to the house you’ve been calling home is a big thing in itself that is rarely not overwhelming. Add to the mix difficulties in selling your home and you have a sure recipe for stress. Many people think they can just put their house on the market and offers will soon start rolling in, just to find that selling a house is not as easy as they may have thought. If you are in a similar situation, read on to learn about the possible reasons why your house isn’t selling.

While obviously, all of us want to sell our precious homes at the best possible price, sometimes, the reason why your buyers back out is that you set the bar too high. Make sure you inform yourself about the prices of similar properties in your area and consult several real estate agents to get a full picture and consider lowering the price of your house if necessary, even if you don’t want to.

The first contact a potential buyer has with your home is its listing, which is why it is crucial that you make the most of it. If you aren’t getting many showing requests, it might be because you haven’t provided enough photos, or the photos you have provided are badly taken or of low quality. Your description should also be straightforward, well-written and concise, containing all the crucial information but not going on about unimportant details.

We all know first impressions are crucial, so make sure your home makes a great one. It is the curb appeal that is responsible for your home’s first impression, so try looking at your property from the buyer’s perspective and see if your curb appeal is lacking.

There are many mistakes a seller can make when it comes to home showings. If the home is cluttered or not staged for showings, potential buyers might be deterred simply because of your clashing tastes. Lingering around during the home showing has also been shown to deter buyers. The best way to overcome this is by taking your hands off the showing and letting your real estate agent speak for your home.

Experienced property buyer agents will see in a split second if there are areas in the home that need additional work, and potential buyers might not want to get involved in such investments. Be honest with yourself about the state of your property and look into what you can do to improve it on a budget. The best way to overcome this issue is by investing in small fixes that make a big difference prior to even listing your home. 

Your listing not getting the amount of attention you were expecting might be because of the wrong timing. For instance, considerably fewer people are looking for houses during winter months, so consider this too in your planning. The best time would be going for early summer, as many families decide to move during the summer.

Your real estate agent plays a crucial role in marketing your home and thus scoring your potential buyers. But if you two are not compatible or if the person you entrusted with these tasks is not doing a good enough job, it might be for the best to look for another person. Check their background and testimonials on their website to make sure they are cut out for the job before hiring them.

There are many possible reasons why your home is not selling, but the aforementioned 7 are the most common ones. Try to work on these areas and you will improve your chances of selling your property.

Pipes are essential in our daily lives. From water collection to the creation of mega industries. The most popular and reliable types of pipes are those made from stainless steel. Here is all you need to know about stainless steel pipes.

Steel pipes are made from a mixture of steel and a small percentage of chromium. The addition of chromium to steel adds up to its stainless nature by preventing corrosion. Steel is an oxidation resistant and does not react with other metals. Steel is used in large scale applications, especially in the manufacturing of piping and tubing material. The end usage of the pipes divides the stainless steel tube into several categories.

Tubes and pipes are usually difficult to classify and tend to be distinguished according to their functions. Similarly, stainless steel tube can be distinguished by its grade and type of application it is used for. For piping and tubing purposes, the 304 type of steel is usually preferred since it is corrosion and chemical resistant. However, for applications with a temperature range below 800 degrees, the type 304 steel is usually not preferred since it is usually prone to carbide precipitation. This is caused by the lower carbon content in type 304 steel which makes it more suitable for welding and other high-temperature yielding applications. Nickel and molybdenum are some additives that are possessed by other types of stainless steel. The additives help in strengthening the steel to suit desired applications.

Here are some details on the availability of different types of stainless steel tubing for your unique industry and purpose:

This type of application usually requires steel made with high chromium content. It offers more resistance to the steel tubes in their area of usage. Also, you need to know about the different types of corrosion resistance offered by various steel grades. This may include stress corrosion cracking, galvanic corrosion, pitting corrosion among others. This way you can choose the ideal tube that can tackle the type of corrosion you face in your industry. Generally austenitic and duplex steel grades can handle and evade corrosion quite effectively.

This is made from either a nickel-chromium combination cross-section or solid chromium. They include welded pipes, seamless pipes and large diameter pipes for high-temperature corrosive applications. While looking for the best pipes for this purpose ensure you know details about the pipe dimensions along with working and bursting pressure standards.

Food is a priority and for the applications where steel comes into contact with it, the safety of the food substance is kept first. This type of steel is easy to clean and doesn’t tarnish. However, for specific applications grade, 304 or 316L is usually preferred. You can find various sizes of this tubing as they are made for a wide range of industries including beverage and food, biotechnology and pharma. You can check with the supplier if the tubes are polished both on the exterior and interior. Also, ensure these tubes can be easily dismantled and reassembled once they are cleaned and maintained on a regular basis.

For hollow formed containers such as cylinders, exhaust systems stainless steel for mechanical tubing is usually used. These types of steel can be easily molded into different cross-sections to acquire the desired shapes. You can avail this tubing for a wide range of industries including automotive, aircraft, farm equipment, and even household equipment. Ensure the tubing you choose can meet your standards in terms of wall thickness, diameter specifications, high strength among others. Know more about how steel is used for the aircraft industry in the next two sections.

Aircraft tubing needs a more specific application of stainless steel. Steel is applied in aircraft tubing because of its corrosion and heat resistance. In this case, nickel and chromium types of steel are used. Welded parts also make use of steel products with low carbon types. More specifications are usually imposed by the Aerospace Material Specification for the manufacturing of the aircraft parts. Given the fact that stainless steel tubing for the aero industry consists of negligible carbon content, it ensures better corrosion protection even if welded. Ensure the tubes are cut and supplied according to your unique specifications.

Aircraft tubing is further divided into more types. One of these is the hydraulic systems for fuel injection into the engines. Types 304 and 304L are the most preferred for this application since they are strong and corrosion-resistant.

These are just but a few applications of stainless steel tubing. The applications often focus on the strong and corrosive nature of the steel in use. Having information on the manufacturing of the different types of steel tube grades enables one to know which type of steel to use for different applications.

Real estate is one aspect that deals with properties and constructions of all types. Real estate is progressing in leaps and bounds, and it is imperative for the agents associated with it to stay updated at all times. The picture of real estate has undergone a stark contrasting change from what it was in the previous decade itself, and technology has had an enormous role to play in it. Some of it has made the job much more convenient than before, while some may argue that things have taken a turn for complications. No matter the perspective, it is evident that the real estate realm has undergone huge changes in 2019. Here are the 9 major trends that have been noticed recently.

Customer Relationship Management has crept into almost all forms of businesses recently, with real estate being no exception. It is basically a technology that enables a company to interact with its customers better and improve their relationship by providing services and listening to their requirements. It also helps to get new customers into the fold and improve sales consequently. The CRM system has proven to be very handy in real estate as it has helped to generate more leads by the day.

This step is also helpful in building a stronger relationship with the customers and other associates. It is facilitated by Artificial Intelligence and Multiple Listing services that have become extremely relevant. There are huge amounts of customer data floating around, and these features help in the collection of these data and analyzing it so that potent solutions can be taken out of it. If you ask any real estate broker, they will tell you how the utility of AI and ML have made their work and building up a relationship much easier for them.

Data analysis is a critical step in the expansion of the real estate business as it helps to predict the different aspects accurately. There has been a surge in the introduction of newer and bigger data analysis methods that can forecast the distinct characteristics of a property so that you can plan your pitch accordingly.

Real estate has also been benefited by the recent boom in startups as new technologies are being introduced into the market on a daily basis. Newer methods of handling the properties and introducing deals have become the order of the day. These novel introductions are only going to make your work easier. You should be accommodating enough to integrate it to your ongoing business model as your competitors are already doing the same.

Gone are the days when most of the data were stored on hard drives and disks. They were prone to theft and damage and sometimes led to the compromise of invaluable information. Nowadays, cloud storage has become extremely popular, mainly due to its convenience to use and the greater amount of security it provides. All you need is an internet connection to gain access to everything in the cloud storage. Anything once stored in the cloud is actually in a virtual format and will remain there for as long as possible unless some voluntary changes are made. Thus, real estate is bound to make adequate use of it.

Recently, the content of the real estate market had come to a sort of a standstill, and there were no innovative introductions of late. However, that trend seems to be changing now as the creative aspect has undergone tremendous improvement as well. New content is being spewed out along with mapping tools that are more advanced than what it was previously. This has led to a more efficient system of functioning.

However inconvenient it might be, there has been a rising trend in the price of almost everything, including the brick and mortar and other constituents involved in construction. Therefore, the total material costs automatically escalate, and this is reflected in inflated real estate charges as well. It is essential to be aware of this trend and adjust the other market values accordingly.

This may sound like a very confusing and eliminating statement, but it is one philosophy on which the real estate market is based these days. You should put in maximum effort to establish your business. Also, assume how things might go haywire anytime and be prepared to deal with it, even in the most challenging conditions.

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There are certain repetitive functions in every business that do not really require an intervention and can be automated by machines. This type of automation has become part and parcel of almost every market niche. You must cope up with it well enough so that you do not miss out on the market trends that have taken the front seat recently.

If you are a real estate agent, it is vital that you be aware of the changing trends so that you can adapt in the best possible manner and remain ahead in the race.

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